cancel
Showing results for 
Search instead for 
Did you mean: 

How do you remove 30 day lates from your credit report?

tag
bigpoppa1
New Contributor

How do you remove 30 day lates from your credit report?

I have a 30 day late payment reported on my credit report from last month on a credit card.

I brought the account current.

 

I'm looking through the MyFico Forums for a step by step process and sample of what letters to send creditors and the credit bureaus, but can't seem to find that information.

 

Thank you.

Personal: Upgrade Triple Cash Rewards $1,000, Capital One Quicksilver $3,000, Avant $750, Credit One $450, Credit One Black $950, Destiny $300, Milestone $300, Mission Lane $400, Cerulean $1,500, Merrick Bank Black $700, Upgrade $1,000, Fingerhut $1,300.....

C-Corporation: Universal Premium Fleetcor $22,000, BP $9,000, Shell $10,000, Amazon $5,000, Lowe's $6,500, Phillips 66 $3,000
Message 1 of 2
1 REPLY 1
pizzadude
Credit Mentor

Re: How do you remove 30 day lates from your credit report?

This thread has good information on the goodwill process, which is what you'd need to look into. 

 

Have you talked with them to see if they'd be able to help if this was your first late payment or any extenuating circumstances ?   If you share which creditor it is others may have contacts or helpful info specific to them.  

 

 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.