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i got 3 collections from Comcast on my credit file. Called Comcast they said I have 2 collection account with them 1 is 192 one is 229 but they don't have the 59 one that's on my report too which is supposedly from 2013 but they still have the 2011 and 2015. Should I just go ahead and pay all of it and hope they will remove it all from my profile? Those are only thing bad on my report. Also a charge off from Wells Fargo for 1200 in 2009. Aside from those 4 everything else is good on time payments for last 10 months. Have 2 auto loans that's paid off that's still on my credit from 2010 and 2011. Also have a secured loan from credit union that's paid off. All those from few years back. Last 5 years got no credit cards or loan. Up till 10 months ago. With 10 months of on time payment for everything my score is still only in the high 500. Question is if I get all those 3 collection and the charge off off my credit file. Would my credit score increase a lot? Is it worth to pay for it and hope they take it off credit? I called Comcast and they said they can't remove from credit but after I pay they can request stellar recovery to remove from my credit. Asked them to send me letter stating they will remove but Comcast rep said they can't do that. So, what should I do? Just pay and hope it get remove?
If you can you want to record the conversation but if you cant dont let it stop you from paying Comcast if they are giving you a verbal commitment to recall in exchange for payment. There are ways to enforce a verbal agreement just like there are for written.