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I have had no luck goodwilling any of my lates so I guess I will just have to wait for them to age off before I really start seeing a jump in my score.
Ok, so I really shouldn't worry about Goodwilling late payments that are over 2 years old huh?? I am going to concentrate on trying to get my collections and charge-offs removed....this gives me more focus.
@newmomnewme wrote:Ok, so I really shouldn't worry about Goodwilling late payments that are over 2 years old huh?? I am going to concentrate on trying to get my collections and charge-offs removed....this gives me more focus.
Everyones profile is different. Though most will not see an increase for an older 30 day late, some may. And a clean report is always better, even just to look at. So, I do not see the harm in at least trying to get them removed.
I would GW no matter what.
I'm sending goodwill letters for the late payments again today.... If I could get the lates off, plus having this collection removed I would be ecstatic!