cancel
Showing results for 
Search instead for 
Did you mean: 

How often do you check your scores?

tag
llecs
Moderator Emeritus

Re: How often do you check your scores?


@Anonymous wrote:

Checking credit score often couldn't harm your score??

 


Whenever you use a service, like pulling your reports from the Credit Reporting Agencies or using a credit monitoring service, or even pulling from here, the service will pull using a soft inquiry as opposed to a hard inquiry. FICO and creditors only look at/score hard inquiries, and ignore the softs. Now if a lender pulls your credit, then there's the potential for harm.

Message 11 of 14
Anonymous
Not applicable

Re: How often do you check your scores?

I check my credit reports every day.  I have no FICO® credit score to check yet.  Reports and scores are not the same thing. When 6 months have passed then I should have a FICO® score, I will check Transunion and Equifax from this site once a week for my husband and myself.  That will only cost $80 a week -- money well spent Smiley Wink 

Message 12 of 14
Anonymous
Not applicable

Re: How often do you check your scores?

I am working on GWing my last paid collection off, and haven't gotten response from CA.  So I check my CR about once a week hoping to see it come off.  As soon as it falls off, will probably only check monthly or quarterly.

Message 13 of 14
namvet
Established Contributor

Re: How often do you check your scores?

A weekly check is just fine with me.  Not so much for the scores but to make sure nothing fishy is going on. 

Message 14 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.