How should I go about getting rid of a dergatory account that has late payments

[TheGeneralLee862]

but I completely paid off the account, can I get rid of the late payments or anything like that?

[SunriseEarth]

If it's paid off, GW letters are probably your best bet

[Anonymous]

How many lates and what kind, 30, 60 days?  How old are they?

[TheGeneralLee862]

It was a Paypal Mastercard from GE Money Bank for 2,000 dollars and I noticed it is not showing the late payments anymore but will my score go up if I can get the account deleted?

[myjourney]

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@TheGeneralLee862 wrote:

It was a Paypal Mastercard from GE Money Bank for 2,000 dollars and I noticed it is not showing the late payments anymore but will my score go up if I can get the account deleted?

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Not necessarily by having it deleted it could affect AAoA and thus cause scores to drop

However a deletion could also cause a score bump 

So it's pretty much determined by those factors as well as your CR's (thin or thick) file

GW's are always the way to go to keep AAoA while getting rid of any negative entries on the account thus turning a negative into a positive account so if the lates are gone that account should be positive now 

[TheGeneralLee862]

I have 3 accounts that are listed as negative and it is one of them still as of a week ago, I payed it off over 6 months ago.

[myjourney]

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@TheGeneralLee862 wrote:

I have 3 accounts that are listed as negative and it is one of them still as of a week ago, I payed it off over 6 months ago.

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If you could list all accounts that show as negative and the reason or post them we could go through each item step by step