@2b2rich wrote:About a week ago I disputed 4 items on my transunion report (all valid disputes, which are reporting correctly on the other two reports) and so far, the status is showing "3/4 Items Completed".
CK (and CT from Cap1) is showing one of the items disputed as being deleted, but there is no change yet to the other 3.
Of the remaining 3, these are actual inaccuracies that would be corrected if TU actually verifies with the information furnisher because they've all been updated on EQ & EX For example:
My SLs (2 of them) were paid off in full Dec 2014 and have a zero balance reflecting on the other two CRAs, but on TU, one of them is still showing a balance of $21K.
Also, there is a medical collection for $1500+- that was several medical bills that the CA had grouped into one and presented as a new collection and reaged since they are WAY past not only SOL, but reporting, not to mention PAID. These were almost 10 years old and 95% of them I have proof of payment, the other 5% of the total I didn't know what was for and so requested DV. I received a letter from the CA that the collection had been closed in their office and deletion from CRA requested.
These 2 are still reporting with no changes, and the 3rd as well. (The 3rd is basically showing a much newer 'date closed' on a postitive tradeline and I would like to keep it reporting for as long as I can for that reason, but TU has it dropping off 4 years before the other 2).
My question: If the status is reporting that 3 of the 4 items has been 'completed', and there is no change on the report, does that mean there will be no changes as a result of my dispute?
If you submitted the 4 items at the same time to TU, my experience is you may not see anything change until all 4 have been resolved. Did you do this online?
