It's going to say you caused them a loss. They will not extend credit to you until you pay them back. You may want to try writing to the board of directors. You can even reach out to them on Facebook. Supposedly, they have a special team working with the social media team to get issues resolved. I mean, it makes sense to get something public resolved quickly.
@Whitneyy wrote:You have to pay them back in full to get another credit card.
OP knows that. It seems NFCU's BK/lending department refuses to work with him to get it resolved, however.
OP, perhaps try calling again and trying a different approach? Don't mention wanting to apply for a CC. Simply say you wish to pay them back in full, make them whole again, and to that end, how much do you owe and how can you pay them back. Try asking for a supervisor to tell that to.
@OmarGB9 wrote:
@Whitneyy wrote:You have to pay them back in full to get another credit card.
OP knows that. It seems NFCU's BK/lending department refuses to work with him to get it resolved, however.
OP, perhaps try calling again and trying a different approach? Don't mention wanting to apply for a CC. Simply say you wish to pay them back in full, make them whole again, and to that end, how much do you owe and how can you pay them back. Try asking for a supervisor to tell that to.
The way @OmarGB9 laid it out is the perfect way to get this done. I have learned that it all depends on who picks up my call. Even though it is a drag to call back, the next person may be totally helpful. Taking care of their loss and not mentioning any new products is a great strategy. A couple of bumps so far but you'll get this worked out. Fingers crossed for a quick resolution and I'm waiting for your next update!! 
Talked to a different representative over at the BK Department.
Got their address to mail payments, got my owed balance, and was told that all flags would be cleared upon successful payment of the debt, which is just under $5,700.
The lady told me I could pay as much as I wanted to, as often as I wanted to, but that I was under no pressure to do so (she has to say that as saying anything else would imply I owe a debt, which would violate the automatic stay).
The future looks bright. 
@daveg38 Yes!!!! Outstanding news!! So now you have a plan and you'll be back in as soon as it's all handled. That is awesome and I'm glad that you got the 'right' CSR on the phone. Please keep us in the loop and let us know how it's going. I'm so happy for you!! Well done!! 