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How to and why combat "You have no recent activity from a non-mortgage installment loan."?

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Anonymous
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How to and why combat "You have no recent activity from a non-mortgage installment loan."?

My FICO 8 is between 690 and 705 is it worth getting a loan of sorts to help my credit score? I do not need a car loan. I am preparing my score for a non near future mortgage (1 year or 2). What type of loan is preferable and from whom?

 

Thanks in advance.

 

 

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Bees18
Frequent Contributor

Re: How to and why combat "You have no recent activity from a non-mortgage installment loan.&qu

You could join a credit union and get a shared secure loan, and then lay it down as soon as possible to under 9%. Go to the search bar and type SSL to read about it. 

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