@Anonymous wrote:I have an account in collections from a debt from late 2011/early 2012. It should fall of my report soon. However, Experian shows the account opened in June 2014. This is not possible.
What's the best way to go about fixing this? Should I send them a debt validation request letter? Should I dispute through Experian?
The DoFD and open date of a collection are 2 different things. If its going to drop off soon then you want to try and get the early exclusion on it. You do not want to dispute it if it hasnt updated in awhile as that would cause a Fico score drop once the status date comes current.
