How to get Drop off dates from Reports

[Red1Blue]

I know Annual Credit Report gives Drop off dates indicating when the negative accounts drop. Is there any other source from which we can find these drop off dates?

[FireMedic1]

You cant beat the dates that are on your annual credit report for free from the CRA's. They're the real deal. Thats straight from the CRA. I surely wouldnt trust any of the Vantage sites.

[Red1Blue]

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@FireMedic1 wrote:

You cant beat the dates that are on your annual credit report for free from the CRA's. They're the real deal. Thats straight from the CRA. I surely wouldnt trust any of the Vantage sites.

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I agree. I am travelling overssas now and I am  not able to get the latest ACR reports. That is why I am looking at other sources. I guess I have to wait till I get back home in the next few weeks and try to get the ACR reports. The ACR reports  I have  now are about 2-3 years old and hoping the new reports might give me  new details.

[OmarGB9]

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@Red1Blue wrote:

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@FireMedic1 wrote:

You cant beat the dates that are on your annual credit report for free from the CRA's. They're the real deal. Thats straight from the CRA. I surely wouldnt trust any of the Vantage sites.

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I agree. I am travelling overssas now and I am  not able to get the latest ACR reports. That is why I am looking at other sources. I guess I have to wait till I get back home in the next few weeks and try to get the ACR reports. The ACR reports  I have  now are about 2-3 years old and hoping the new reports might give me  new details.

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You aren't able to access them online?

[Red1Blue]

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@OmarGB9 wrote:

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You aren't able to access them online?

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I tried to get the reports online. But some how I am failing the security. I am using the VPN and may be they did not like it. Not sure. I keep getting message to call the CSR or send an email. Due to day and night difference I did not bother calling the CSR. Since this is not an emergency I was going to wait till I return to US and then try getting the report and call CSR if I need to.

[RobertEG]

Do you have someone with a U.S. computer/address, such as a ttrusted family member, who you can rely upon to order from within the U.S?

[Red1Blue]

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@RobertEG wrote:

Do you have someone with a U.S. computer/address, such as a ttrusted family member, who you can rely upon to order from within the U.S?

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Yes, I do have trusted famuly in US who can order for me. Right now I am not in rush to find the drop off dates since they are at least several  months away. I think the earliest drop off would 4/22. I'll wait till I return home in the next few weeks and check the ACR reports. In the mean time I am able to access Wallet Hub, Credit Karma, Experian so I am okay for now.

[Anonymous]

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@Red1Blue wrote:

I know Annual Credit Report gives Drop off dates indicating when the negative accounts drop. Is there any other source from which we can find these drop off dates?

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Transunion offers the same reports as annual credit report. If you create an account you can get a new report every 24 hours.

The reports straight from EQ are really worthless, but they *may* give you the date of first delinquency (which is all annual credit report gives you, anyway, add 7 years and it should age off the month prior to that date). You can get up to 6 reports a year straight from EQ.

You could always call EX and ask for the "on record until" dates.

[Red1Blue]

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@Anonymous wrote:

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@Red1Blue wrote:

I know Annual Credit Report gives Drop off dates indicating when the negative accounts drop. Is there any other source from which we can find these drop off dates?

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Transunion offers the same reports as annual credit report. If you create an account you can get a new report every 24 hours.

The reports straight from EQ are really worthless, but they *may* give you the date of first delinquency (which is all annual credit report gives you, anyway, add 7 years and it should age off the month prior to that date). You can get up to 6 reports a year straight from EQ.

You could always call EX and ask for the "on record until" dates.

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Thanks @Anonymous. I was able to get the report from TU. Drop off dates looks like they are as the old report. Old reports I have now are about 2 years old. I am curious and wondering if there is any change in the new reports. Let me compare them with the new reports and see what I'll find. Thanks for your suggestion.