I have an HSBC Charge-Off that reads:
Date Opened - 4/27/2007
Date Closed - 9/1/2009
Date Paid - 5/8/2009
The balance shows as $0 and the Pay Status is "Account paid in Full; was a Charge-Off". TransUnion estimates this falling off my report 05/2016. Equifax has it falling off 06/2016. Experian doesn't list the account at all. What would be the best way to get this removed from my account? I don't see the original amount owed listed anywhere on the reports, so I'm not sure how to go about it - PFD, GW? Any suggestions would be much appreciated.
Starting Score: 577 EX 9/9/2015