Okay I am pretty confused....I know the CA no longer has any right to that debt as I am paying B of A. So if DV'd the CA aren't just saying there's a chance I have a debt with them. They clearly don't own it. If they don't respond to the DV, do they have to delete from my CR? Wouldn't it be wiser to just dispute the account on my credit report?
If i contact B of A, I don't see them really doing anything. Plus, they aren't reporting at all so I'd rather not encourage them to start reporting.
I had read somewhere else on here about two CA's collecting on the same debt and somoene was able to just get the one deleted becuase they were paying the other one....is this situation really any different? What reason should there be for this CA to report on my CR for an account that is not theres?
