Ben don't freak out... unfortunately there are many people in this world who are not as informed as we are here in the forums. This letter violates like 7 parts of the FCRA . Still treat it as you would any debt you thought to be inaccurate . That'll get that ball rolling. If you look at the language in the letter it is meant to freak you out, when have you ever seen someone looking for payment via debit card only. Usually its send check cc or mc v debit .Notice how in letter lawsuit is capitalized.DOwnload this case against you where are they downloading it??? THe imaginery court of jerk offs. Contact your employer I dont think so !! Two last things the verbage press charges against you infers you will be arressted baha and lastly look at the closing ...Thanks for being our customer...hello you are not the customer the payday loan co. is their customer. I know its going to be a bit&* but try to track down the receipt ffor payment or the bank you used in the meantime send DV and let them know if they dont answer you will press charges against them for violating fcra LOL HAHAHAH GoodnLuck keep us posted
Starting Score: 0
Listen kiddo truth be told there are so many people with your info you'd have a seizure... think of all the times you give ss # besides loans and cc. medical staff staff at the cras believe me if someone is going to steal your id they can and only a few things you can do about it monitor your cfile like crazy put a freeze on it ya know dont worry I have a feeling this company will be deleted of your creport stay the course dont freak thats what they want sometimes I think they look at a soft pull just to see if you have plans for anything house loan car loan to mess you up Deep breath and at 5 today have a beer and relax this to shall pass
Hey great they are scammers whod a thunk Try to app for everything you need to garden then freeze em up bright side it takes many steps to unfreeze so if your in garden you'll be a good boy!!
I had the SAME call from a person named Charles, saying that they were in the process of taking legal action for a payday loan that was never paid. I have taken a payday loan maybe twice in my life and both times, they were paid in full within just a few days of taking them out so that the crazy interest rate wouldn't have much time to accrue into a huge amount. Anyway, he totally wanted to make it seem like he was trying to do me a big favor by offering to let me pay over the phone to avoid legal action, too bad for him, I knew better. Told him I wanted them to send me something in writing as proof that I even owed the debt; he started getting snarky. Ended up having to talk over his accusations and threats, politely told him that unless they were able to provide what I was asking for, they' weren't getting a dime from me, then I hung up on him. That was a year ago, and to this day I haven't seen anything in writing nor has anything shown up on my CRs.
Starting Scores: EQ 582 TU 584 EX 615 (FICO - Lender Pulled) 1/4/2012