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I don't want to screw this up!

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sattech200
New Member

I don't want to screw this up!

Have an lnvl/resurgent collection on my report for $860, showing only first 6 of account number and showing no payment made as of Dec 5th.

 

Checking resurgents website they have a debit for webbank $860. Showing only the last four digits of account with no payment made.

 

I had a garnashment that ended/paid on 9.1.2023 for $910.63. I am not able to locate the court paperwork but I'm almost certain it was for LNVL and for this debt. Not 100% but like 98% certain. 

 

I'm trying to get a first time home mortgage and it would be huge if this dropped. I seen on resurgents site they will delete once paid. 

 

I figure I should make contact with them to check on payment status? And dispute with cras? I know this stuff can be tricky so I don't want to fall in any pitfalls dealing with the LNVL/resurgent. 

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OmarGB9
Community Leader
Super Contributor

Re: I don't want to screw this up!

I wouldn't dispute, because if you're wrong and they're different debts, you'll lose points due to the update to the negative account.

 

You can definitely reach out to LVNV (Not lnvl) and inquire about the garnishment and see if they're one and the same debt. But it appears to me that they aren't. You could also try reaching out the court too and ask for a copy of the garnishment. That should get you your answers.


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