I need help! Experian is being crazy

[Anonymous]

I have disputed it before but not recently. I did ask for an early exclusion last month but they didn't take it off. Do you think it will be permanent now because I asked for the exclusion? I don't know if they opened a new dispute for that because it said it was an update from November when I did dispute it. 

[Anonymous]

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@Anonymous wrote:

I have disputed it before but not recently. I did ask for an early exclusion last month but they didn't take it off. Do you think it will be permanent now because I asked for the exclusion? I don't know if they opened a new dispute for that because it said it was an update from November when I did dispute it. 

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I wouldnt think so, yet. If after Nov it still had an "on record until" date, you should be fine.

I would give it thru the end of the month to see if it ages off. Like I said, EX does age offs mid to end of the month.

Good luck!

Please keep us posted!

[satio]

As many others have already chimed in, you should in fact see this fall off before April 2021.

If the DOFD was June 2014, technically June 2021 is when it would under law be excluded from your reports.

March 2021 is in fact Experians basic operating procedure (at least as of now) of providing 3 month early exclusion without actually requesting it.

My experience (as stated by others) is it will clear by or before the end of the March based on the previously reported on record until date.