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IQ Data GW Response - Let me know what you think!

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Anonymous
Not applicable

IQ Data GW Response - Let me know what you think!

Received this response from a GW letter I sent:

 

"We acknowledge your final payment in the amount of $361.46.  Your account is considered to be PAID IN FULL.  I.Q. Data further agrees to delete any negative information supplied to the credit bureaus regarding this account.  If you have any questions, please contact the undersigned account representative."

 

Should I assume they will be deleting the account?  I received this letter last week, and the account is still there...

Message 1 of 7
6 REPLIES 6
MissMia75
Frequent Contributor

Re: IQ Data GW Response - Let me know what you think!


@Anonymous wrote:

Received this response from a GW letter I sent:

 

"We acknowledge your final payment in the amount of $361.46.  Your account is considered to be PAID IN FULL.  I.Q. Data further agrees to delete any negative information supplied to the credit bureaus regarding this account.  If you have any questions, please contact the undersigned account representative."

 

Should I assume they will be deleting the account?  I received this letter last week, and the account is still there...


It sounds like they will be deleting the account to meSmiley Happy!!!!!


Starting Score: 06/2011 505 EX 523 Lender Pulled
Current Score: 08/2011 628 EX 575 Lender Pulled
11/14/2011 TU 584

Goal Score: 700


Take the FICO Fitness Challenge
***Closed on my home 05/18/2012***


Message 2 of 7
mAndrew1980
Established Contributor

Re: IQ Data GW Response - Let me know what you think!

Yes it sounds like a deletion. You must check your credit reports to see that it actually does delete. Some times we have to follow up with the CA. But a letter is gold, congrats!!!!

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 3 of 7
rckstrscott
Valued Contributor

Re: IQ Data GW Response - Let me know what you think!


@Anonymous wrote:

Received this response from a GW letter I sent:

 

"We acknowledge your final payment in the amount of $361.46.  Your account is considered to be PAID IN FULL.  I.Q. Data further agrees to delete any negative information supplied to the credit bureaus regarding this account.  If you have any questions, please contact the undersigned account representative."

 

Should I assume they will be deleting the account?  I received this letter last week, and the account is still there...


Yeah I bet this comes off in the next week... congrats!

 

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 4 of 7
BreezyWe
Contributor

Re: IQ Data GW Response - Let me know what you think!

Wow!! Great job! I'm in a similar situation, can u please pm me their info! Thx!
Message 5 of 7
How2increase
Regular Contributor

Re: IQ Data GW Response - Let me know what you think!

Definitely sounds like a deletion!!!! Great job! I love hearing about success stories Smiley Happy
Jan 2012 TU 517 EX(fako) 524 EQ 470
Current score LENDER PULL TU 652 EX 641 EQ 617
Yayy we made it!!!
Message 6 of 7
Anonymous
Not applicable

Re: IQ Data GW Response - Let me know what you think!

I just paid IQ Data today for a previous Apt. They stated they will be mailing out a letter today & will update my credit report PIF/Delete and remove from my rental history. They stated I should receive the letter in 5 business day from today 4/19.

Message 7 of 7
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