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Hello , I have disputed a collection on experian for jefferson capital. It has not been resolved yet but I checked transunion and equifax and it it is not on those 2 anymore. I do see on the home page of equifax it shows jefferson capital as my newest account but when i look for it other olaces on my equifax report i cant find it and my equifax score is 50 points higher than experian. Does this mean it wont be on there anymore? I need to apply for a parent plus loan and I desperately need it gone. Thanks for any help.
FYI another collection agency for the same debt was on my report in 2019 and experian removed it because it was discharged in bk.
I can't say for sure, but you'll likely get more accurate help if you ask on the bankruptcy forum.
Since its not on TU or EQ. You mean its still un EX?
It was actually on equifax as a closed account which kind of ruined my shot at getting a parent plus loan. I just got the email from experian that they deleted it. So I am hoping it comes off of equifax too.