Judgement removed from Equifax. Now what?

[Anonymous]

I have had 2 judgements on my credit report from 4 years ago and I was never notified that this was being done and the address they had was wrong. I disputed with experian and it came back as verified. I disputed with equifax and guess what? Equifax sent me a letter today saying it was being removed from my credit file. I haven't checked transunion yet. I am new to this whole credit repair thing and i have a question. Do I have to re-dispute with experian? How do I get it off of all 3 reports? Also, big thanks to everyone here. I just sent out DV letters and cannot wait to see what I get back.

[Anonymous]

What you need to do is get the judgment vacated.

Then you need to send copies of the order from the courts saying it has been vacated to the CRA.

---

sweetncheesy wrote:
I have had 2 judgements on my credit report from 4 years ago and I was never notified that this was being done and the address they had was wrong. I disputed with experian and it came back as verified. I disputed with equifax and guess what? Equifax sent me a letter today saying it was being removed from my credit file. I haven't checked transunion yet. I am new to this whole credit repair thing and i have a question. Do I have to re-dispute with experian? How do I get it off of all 3 reports? Also, big thanks to everyone here. I just sent out DV letters and cannot wait to see what I get back.

---

[Anonymous]

Equifax told me it was being deleted because they contacted the court and there was no reason to have it. I still need to have it vacated? How do I do that? I am new to this whole thing. This is the first time I am posting.

[Anonymous]

If a judgment was entered against you in court, then you need to contact the courthouse in the county where it went to court and get a copy of it.

If you were not properly served or this was not your debt, you will need to file a motion to vacate. If this is approved, it erases the judgment as if it never existed.

This is what you need to do. Otherwise, you will have a judgment still against you.

[Anonymous]

Thank you very much. I will do that.