Judgement!

[EDub357]

I have a $17,000 judgement reporting on my EQ that doesn't belong to me.  I have a dispute pending.  The same judgement was reporting on my TU, I called, spoke to rep to start dispute.  When the rep initiate dispute, it was immediately removed.  When it is removed from my EQ, will I see a significant increase in my score?  Given the high dollar amount of the judgement, I'm hoping for a large jump in score. 

[Anonymous]

A judgement is a judgement. ZERO Balance or 2 Million dollar balance, scored the same.

[EDub357]

Gotcha!  But judgement weigh heavily on the score?  Moreso than a small collection?  Or is there no difference?

[Anonymous]

Again, small collection or big collection, FICO see's no difference.

A judgement weighs heavy on your scores.

[gdale6]

A judgment is a PR and a PR overshadows the whole report. If it gets deleted and you have no further PRs reporting then you get rebucketed into the group of people that has no PRs on file, with a collection you would not see a full increase in score that you would most likely see if your report was clean.

[EDub357]

No other PR or collections. Kinda hoping to see a 100+ point increase.

[Rebuilding69]

When Experian deleted my 3 yr old paid judgement, which was the last negative item on that report, my score went from 650s to 709.

[EDub357]

50 point increase is good for a 3 yr old paid judgement. The one I'm dealing with is barely 1 year old

[RonM21]

I'd imagine a decent jump in score with this being removed.