That one from Charter should already be gone, or at least gone by next month. As far as what to tackle, can you give a little more information?
But just to throw something out there, I would deal with what is within the SOL of your state first, that is if you have the means to take care of it. You don't want to "poke the bear" if you are not prepared to deal with it.
See if you can give us some info on your CR, then we can hopefully formulate a plan of attack.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
The first thing to do is put like accounts into groups (Medical, Utility, Credit Card, etc) and work on 1 group at a time starting with the newest. For all your medical CAs I would recommend you Google search the HIPAA Process and contact its creator for help with those we cant discuss it on this board. If you have the funds to deal with CAs inside the SOL then I would DV them and see what their response is. Your first line of defense is never to just pay it or offer PFD its your last option. Anything scheduled to drop within the next year I would leave alone and just let it age off.
Adding: You want to be working from hard copies of your CRs that you order directly from each CRA, hard copies have all the valuable info you will need (these things are not disclosed on online reports).
