Just when I thought I was making progress...

[GFer]

I pulled my reports at tc to find that a judgement (albeit paid) has been entered and on my reports almost two years after the fact! (Groan....sniffle)

Seems I'll never get into the 700 club.

(Originally, I said three years, but the date on is 10/2006) just fyi (points-wise))

Message Edited by GFer on 07-06-2008 05:53 PM

[Anonymous]

How much did it drop your score?

[GFer]

I don't know yet. I tried to pull them and there was 'system error'. (sigh)

Wasn't my day yesterday. LOL

I'll let you know when I get the changes.

[GFer]

Couldn't wait---HAD to know.

TU  =      -7

EQ =     +2          EDITED!

EX  =     -20

Message Edited by fused on 07-06-2008 02:38 PM

[GFer]

My question is why now? Who instigated it being put on now? Is it just info the cra have come across from their sources?

[Anonymous]

The CA's have software like Scorewatch that alerts them when scores improve- and mortgage inq's

It is quite common for CA's and JDB's to come out of the woodwork while improving your credit.

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GFer wrote:

My question is why now? Who instigated it being put on now? Is it just info the cra have come across from their sources?

---

[Anonymous]

How in the HELL is it legal for them to monitor OUR SSNs???

The doggone PHONE company, with whom I have an open account, in good standing, can't even access my account in their OWN database without asking my permission!!!  WTH is going on here???

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Timothy wrote:

The CA's have software like Scorewatch that alerts them when scores improve- and mortgage inq's

It is quite common for CA's and JDB's to come out of the woodwork while improving your credit.

---

GFer wrote:

My question is why now? Who instigated it being put on now? Is it just info the cra have come across from their sources?

---

---

[Anonymous]

Google

"Experian's Collection Triggers"(SM)

Message Edited by Timothy on 07-07-2008 07:20 AM

[Anonymous]

Timothy wrote:

Google

"Experian's Collection Triggers"(SM)

Message Edited by Timothy on 07-07-2008 07:20 AM

I just did.  OMG!!!!!!  They're watching everything, just like big brother.  Just when you thought it was safe to go back in the water, the creditors start coming to get you.

Sorry for the tough break, GFer.

Thanks for sharing that info Timothy.

[wahmom]

OMG!!! That should be illegal for EX to do that. No part of that is "Fair"! Is there anything you can do? Does opting out help?