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I'm literally a point ... a single point ... away from where I need to be on my EX (649 lender pull today).
I just had a baddie come off that boosted my TU and my EQ, but it didn't change my EX score. I am convinced it will change it and need it to happen immediately.
Can anyone recommend someone that does rescoring independantly that I can go to? I'm in VA.
Is this for a mortgage loan?
You may have to change lenders if they don't rescore. Was 650 a requirement?
In the meantime, I would work on improving your score via improving CC utilization if possible.
It is actually for a business loan. My EX simply isn't reflecting (as of yet) a collection that I paid and had deleted in the last month, a change which brought 20 point jumps to my other scores.
650 is the score I need.