I'm in the process of trying to repair my scores from the mid 600's range... I am wondering how long I should wait between times that I check my FICO score
for improvement from the hopeful results of my actions?
Could I expect to see any results over four months? My main problem was letting some student loans slide waaay to long in non-payment while I was unemployed. I know, I know... should have requested deferment, but didn't know about it at the time....
So.. I'm back on track with making those payments over the last four months and have recently zero-ed out two of my credit cards plus added one card which had a higher balance limit than the other two combined... which I would think would effect my debt-utilization ratio for the better?
Anyway... what's a reasonable length of time to see results happening with ones scores? Should I not even bother for shorter periods than six-months?
I'm anxious to see results... so it's kind of agonizing to have things change so slowly....
Thanks for any advice out there from the experts....
