M&T Bank Mortgage 30 day late help!

[TARHEELGIRL82]

I currently have a mortgage with M&T Bank. Due to some extenuating circumstances this past month and a half I’m going to be late. Totaled my car due to snow and ice storm and had to get a replacement car that used up my savings. I will pay my mortgage 6 days past the 30th day mark. Has anyone had any experience having this removed? Possibly a goodwill letter? I have never been late. My credit is good and I have had this home for 5 years with no payment issues.

[FireMedic1]

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@TARHEELGIRL82 wrote:
I currently have a mortgage with M&T Bank. Due to some extenuating circumstances this past month and a half I’m going to be late. Totaled my car due to snow and ice storm and had to get a replacement car that used up my savings. I will pay my mortgage 6 days past the 30th day mark. Has anyone had any experience having this removed? Possibly a goodwill letter? I have never been late. My credit is good and I have had this home for 5 years with no payment issues.

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If its going to be late. Let them know ASAP and they may be able to work something out before it hits that mark past 30 days.

[TARHEELGIRL82]

I did and they said I could dispute it with the bureaus. But we already know how that can go.

[gdale6]

Best bet is the GW letter explaining to the CEO why