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My scores have increased from March-July just by making sure to keep up with payments, no new inquiries and one old collection aged off my report. I just not paid my credit cards down, they were at just about 100% utilization.
Here are my scores so far.
TU 3/10 - 626 8/10 - 636
EQ 3/10 - 587 8/10 - 627
EX ? 8/10 - 621
I am waiting for my credit cards to report the new balance now to see if I get a good increase. Hoping it will be a nice one. Though, I also opened a Credit Union account and got a loan, so I will have that added to my report as well, hopefully it still results in a positive change in the end, we'll see.
So, I checked Equifax and one of my cards reported new balance. Equifax went from 627 to 640 with just that one update. Can't wait for the other card to update now.
Congrats!
After both credit cards reported. TU - 686 EQ -661. Now I just need the college to get up to date and honor the agreement they made with me and get the only recent collection off my report.
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