Hey all..it's been a while since I've posted. Good things have happened...
First off I was dealing with some charge offs and late pays. Was able to pay for delete some, some aged off, some I requested early deletion or disputed. I still have a few to deal with but I am determined. I had three installment accounts but no revolving accounts. I applied for and was approved for a $200.00 secured Cap One card which they have already given me a $300.00 unsecured increase in my limit. Then a few months later I received a pre-approval in the mail for a Walmart card...I was approved for $300.00. Just today I finally got the shopping cart trick to work for me after trying for many years...$500.00 for Victoria's Secret. Really don't shop there but wanted to add a third revolving credit with a SP. Not much or high dollar limits but they are definately helping me build up.
Last but not least after being down to one vehicle last year I was able to purchase a brand new Toyota Tundra!!! My equifax score was sitting at 634 up from the 500's. I was so nervous but needed a vehicle so badly that I decided to give it a shot. The Toyota dealership pulled Equifax and my auto enhanced was 651. $1500.00 down and a few hours later I drove it home. 10% interest...not great but better than I thought I'd get if approved.
I still have some work to do but I'm not giving up...700 club I am coming for you!!! I couldn't have gotten this far without all the great people on this forum!!! Such a wealth of information...knowledge is power!
Starting Score: 3/2014 - TU FICO 566, EQ FICO 569, EX FICO 563
Congratulations! Only way to go from here is up! Hope to hear many more improvements in the future! 
Right on, grats to your success OP 
