07/20/17 Update:
The Verizon collection with Jefferson Capital Systems was deleted off of my BF's TransUnion report after I disputed it twice. It is still on his Equifax, so I disputed it again. Why wouldn't they just take it off of both reports at the same time?
His civil judgment fell off (yeah!) and so did the initial repossession account. So now, the only derogatory he has is the $890 cable bill (which is only reporting on his Equifax report). We couldn't find the equipment in our garage, so I will probably offer a pay for delete or just let it fall off. I think it is scheduled to fall off next May.
We received the Credit One cards and paid in full. Interesting to note, when we received the cards, the $19 additional user fee was a posted transaction so we immediately paid that. The annual fee of $75 was not available in his available credit but it wasn't posted so we couldn't pay it. I checked every day trying to pay it before the statement cut - no luck. The statement cut on July 19th and guess what, there was a 24 cent finance charge on the annual fee - sneaky bastards.
His Fingerhut account is paid in full, but is reporting as an installment account - I've read that once it reports paid in full, it will revert to a reporting as a revolving account???
Made the first payment on his Self Lender account. Self Lender says it should show on his credit reports by the end of August.
We've been using the Discover and paying every couple of days as soon as the charges post. The statement cuts on July 27th so right now, there is only an $11 balance.
Credit One and Self Lender aren't reporting yet so once they do, I'll check with Credit Check Total to see what is FICO scores are.
Have been checking Capital One prequal for him every couple of days but still no pre-approved offers for him.
