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@Anonymous wrote:
Thank you!!!
One question though.. Is it ok to say I have no knowledge of the account even if I do (clearly I do because I paid it). Is the typical course of action that EX and EQ (the ones reporting) would send me some info on the account or some other type of response?
Also, what about the thing with IC System deleting the account after a "couple of months?" It sounds like they know they can't report it, and if this is the case, I'd just wait the few months, otherwise the HIPAA stuff looks to be really helpful!
Hi guys, sorry to bring my old thread back up, but I've got another question about this same collection I'm trying to get removed.
I sent the HIPAA letter to the OC by certified mail a few weeks ago. I got the green card back, so they have my letter, but that's it. I haven't heard anything back from them, no mail or phone call, and the collection is still on my report. What do I do next?
You wait till 30 days after they received it, and see what they send you. Then just follow the steps for whatever scenario you get that are in the link at the top of this forum about the HIPAA process. Read the directions very carefully, and do everything carefully and deliberately, because it's confusing.
You will follow the scenario for a paid medical collection that is either validated or not, depending on what they send you, if anything.
Akhan, do the following:
Scenario #3: If the CRA “verifies" your paid collection but the CA does not provide an accurate and complete validation, send this letter to the CA.
ALTERNATIVE MED DV LETTER TO THE CA
After you receive the green card for the Alt Med DV letter to the CA, mail this follow-up dispute letter to the CRA's along with copies of your green card and Alt Med DV letter. Please post your results before continuing with the HIPAA letter process. GL!