i was forced to declare bk in 2005. my mortgages were included in the bk, the first not reaffirmed but the second was. i now can no longer make my pmts due to a major paycut and my company could possible go down the tubes within the next couple of months. i contacted a realtor about helping me with a short sale. how will this impact my credit if i walk way or get the short sale done? people keep telling me a foreclosure or short sale will show up on my credit in addition the bk.
Message Edited by fused on 10-14-2008 10:36 AM