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Medical Collection question

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Anonymous
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Medical Collection question

I have a paid medical collection, paid to to CA, not the OC.  However the CA is a wholly owned subsidiary of the OC.  I read somewhere that hipaa process doesn't work if you paid the CA, is that true?  They have already responded to a dipuste that "meets FCRA guidelines" but I thought that there was some part of the hipaa laws that said once the debt is paid they have no valid reason to continue adverse reporting of the collection account.  Anyone have any thoughts on this?  I had posted previously on this topic in October, but the mods deleted the answer that was provided to me by another user.  Any advice would be appreciated.

Message 1 of 3
2 REPLIES 2
diveforfun97
Frequent Contributor

Re: Medical Collection question

I had a prior collection that I paid through the CA, and it was removed through the HIPAA process.  I find that EX is the toughest though.

Starting Score: Sep 23, 2014 EQ 577 TU 583 EX 567
Current Score as of 6/28/17 EQ 628 TU 643 EX 625
Goal Score: 700
Message 2 of 3
MarineVietVet
Moderator Emeritus

Re: Medical Collection question


@Anonymous wrote:

I have a paid medical collection, paid to to CA, not the OC.  However the CA is a wholly owned subsidiary of the OC.  I read somewhere that hipaa process doesn't work if you paid the CA, is that true?  They have already responded to a dipuste that "meets FCRA guidelines" but I thought that there was some part of the hipaa laws that said once the debt is paid they have no valid reason to continue adverse reporting of the collection account.  Anyone have any thoughts on this?  I had posted previously on this topic in October, but the mods deleted the answer that was provided to me by another user.  Any advice would be appreciated.


Just to clarify why the information was removed the deleted text is copyrighted material that cannot be reproduced verbatim on the FICO Forums.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

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