Medical Collection

Anonymous · ‎09-22-2012

I paid off a medical collection bill in 2011. It was in collections maybe two months. The CA put it on my credit report just a month ago as paid collections. Can they post it to my report after I've paid it off? Any recommendations on how to get it removed? Thanks for any advice.

Shogun · ‎09-22-2012

Yes, if they had authority to collect it, even though they hadn't before they can post it. Strange that they did, because generally they won't take the time to mess with it if it's paid. Send a GW letter.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

Anonymous · ‎09-22-2012

Oh bummer.... Why do they have to be right? lol. My mistake though for not paying it sooner or working out a payment plan. Thanks for your advice. I'll write the GW letter right away and hopefully that'll help. Have a great weekend.

Shogun · ‎09-22-2012

Get those GW going! And bet of luck to you!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.