For unpaid medical debt that is reporting on your CR:
1. Call the OC and see if insurance can be billed (if you had at the time), if not then
2. see if you qualify for Charity Care, if not then
3. ask that they recall the collection in exchange for full payment
4. Send the reporting CA a PFD offer
5. Google the HIPAA Process and contact its creator for help
Charity Care is typically funded by the county that you get the service in or in some cases it also includes a discharge of the debt owed based on income level.
