Midland Credit Management

[camera_jen]

The last couple of years I've had back to back issues with my mother's death, my cancer scare and resulting excessive medical bills, then one of the most extensive cases of identity theft my local PD has ever seen that no one knows what to do with or how to make it stop. 

Anyway... I had a couple credit cards that were sold. Neither were terribly high amounts, under $4,000 total. They went to Midland Credit Management. I went on their website to see if I could pay them off and Midland is listing an additional 2 accounts. I THINK the accounts may be old cards I had with my exhusband, but that was 13 years ago. I don't have paperwork from that time except for my divorce file and I'm not even certain those were ours in the first place. They would have to be old since they are not appearing on my credit report.

The problem is that Midland's website is not giving me payment options to pay off the accounts I know are valid. I can only pay off the ones that are almost old enough to have a driver's license. Are they allowed to refuse payment on the accounts that are on my credit report until I pay something really old?

[OmarGB9]

Not sure what their policies are, but I'd suggest giving them a call.

[Slowlyrebuilding]

It might mean midland sold them to someone else. I had that happen. I'd call them or email them

[FireMedic1]

The recent ones are one thing. You say you want to settle them. Thats cool. Midland will delete current ones off your reports. Now on to the 13 yr old ones. They are way past the statue of limitations and no lawsuit can come out of those unless you made payments during the 7 yrs afterwards while in the SOL. Otherwise they are trying to just get some money for those. They cant be on your reports being so old. So whatever is on your reports. Pay them and let Midland delete them.