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Midland Funding Negotiation Questions

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Anonymous
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Re: Midland Funding Negotiation Questions


@bass_playr wrote:

Wait, you looked it up and there is a lien against your property?  

 

OK, It's time to address this portion, because it could actually play a part in making the whole mess go away.  I would go to the court clerk's office in the county where the lien was placed, and ask them to pull up any court cases with your name on them.  Once you locate the case where they sued you, you're going to want to review the documents of the case.  Just ask them, they should allow you to either review the case on site or get copies for a fee.  You want the entire proof of service, however many pages it is.  In the POS, they must state to the court how they had you served.  What you might find is that they either "served" you at a different address, or else they lied and claimed you were personally served at your address.  It's not uncommon for them to lie about the address where they "served" you...although in this case, for them to place a lien on your property they must have known your address--and if they did use the wrong address, that can work in your favor.  So, that's the very first thing I would do.  Check the proof of service.  If you find, as I suspect, that they falsified this, then I would absolutely go after them--the process is actually rather simple for this.  You would then simply file a motion to vacate judgment due to improper service.  

 

I've seen a lot of debt collectors--including Midland--pull this stunt.  


Thank you so much-you don't even know how helpful this has been! First thing Monday morning, I'm straightening this whole thing out. Funny enough, I've found a TON of Google hits for the same thing from This company it's terrible what they do to people! 

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