@Anonymous wrote:March 2013 I bought a new car but noticed that between the two dealerships that I went to my credit had been run 16 times! Is there anyway to have these removed? Should I even worry about them?
They are scheduled to fall off in 2016.
If these were run in March 2013 they will be gone March 2015, all auto loan related inquiries in a 2 week period are counted as one as far as Fico is concerned, at this late date these wont even be affecting your Fico as the impact is completely gone from an inquiry 6 months to 1 year post it being done. You cannot have valid inquiries removed only ones that are past 2 years or were run without a PP can be removed.
@Anonymous wrote:
@gdale6 wrote:
@Anonymous wrote:March 2013 I bought a new car but noticed that between the two dealerships that I went to my credit had been run 16 times! Is there anyway to have these removed? Should I even worry about them?
They are scheduled to fall off in 2016.If these were run in March 2013 they will be gone March 2015, all auto loan related inquiries in a 2 week period are counted as one as far as Fico is concerned
<----Even if they are all listed seperately?
And my dates were mixed up, it was March of this year.
yes even if they are listed separately, they must be coded as an auto loan inquiry in order for Fico to pick them up as 1 within that 2 week period, at this point 9 months I would not even worry about them, if you are denied tor inquries you can recon and info the analyst which ones are for the auto loan.