cancel
Showing results for 
Search instead for 
Did you mean: 

My Journey

tag
MrChairman
Established Contributor

My Journey

Been around these forums a long time. On my latest rebuilding journey. Recently dismissed a Ch 13 in April. About 10 accounts came back within the first couple of days. Lots of them were reaged by the creditor. Just fired off letters to the CRA's to get accounts removed. We'll see how it goes. Surprisingly I was approved for a $500 credit card thru USAA and a 1K secured card thru Capital One. I do all of my banking with USAA so I'm sure that's the reason why. Can this strategy work with other lenders such as Chase or Citi. Any advice would help! 


Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
Current Score (Lender Pulled):TransUnion: 684 (12 SEP 2016), Equifax: 696 (12 SEP 2016), Experian: 679 (12 SEP 2016)
Goal Score:All scores All scores at least 700+ by December 2017!!

Take the FICO Fitness Challenge
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.