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So there is a JEFFCAPSYS on my credit report for around $700 that definitely has to be some sort of credit fraud considering my credit history is limited to one credit card. How can I report this and get it taken off my credit report and fix my credit score?? Thank you!
@alienfico wrote:Because of the knowledge on this board I was able to get Jeff Cap Systems to FINALLY go away. I filed a complaint with the FDIC, FTC, CFPB, and the Office of the Attorney General of CA. They were ordered to cease and desist on an Aspire account.....something having to do with a previous ruling. If it were not for the information shared by members here about complaints, this CA would have been holding on to my CR until October 2015. Thank you!
I came home to find this personally signed letter:
Dear Ms. xxxxxxxx,
Jeff Cap sys acquired your Aspire Visa in October 2008....... It is our responsibility as a furnisher of information to the credit reporting agencies to provide
accurate information. In response to your communication, we have closed our file and terminated collection efforts. We are notifying the 3 major credit
bureaus to delete our trade line from your credit bureau file.
We appreciate the opportunity to respond.
Sincerely,
xxxxxxxx
Consumer Relations Staff
On behalf of JCS
Nice work on getting this result!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Hey guys!!! I am currently trying to repair my credit and have come acrossed a big collections account. It said that it is from Verizon and the company holding the collections is Jeff Cap Sys. I have tried multiple times to dispute this as it is not mine, but I am still unable to get it removed from my report. I see you guys have had some success with these kind of issues so I am reaching out for some help. Does any one have any ideas that can help me get this removed?
@Anonymous wrote:Hey guys!!! I am currently trying to repair my credit and have come acrossed a big collections account. It said that it is from Verizon and the company holding the collections is Jeff Cap Sys. I have tried multiple times to dispute this as it is not mine, but I am still unable to get it removed from my report. I see you guys have had some success with these kind of issues so I am reaching out for some help. Does any one have any ideas that can help me get this removed?
You can call Verizon and see if they will recall the collection in exchange for full payment, if this doesnt work then you want to approach the CA with a PFD offer. Welcome to the board
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Q-amp-A-Examples-and-PFD-Success-Stories/td-p/2031275
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Example-Letter/td-p/4519