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Would like to know from some of the folks here on how accurate has the simulator been for them. Also why there is no simulator for Experian?
I had a 58k TL increase making my utilization from 40% to 4% to reported on April and would like to know if that will increase my EX score as it is my lowest for the month of March.
I was wondering how accurate the score simulator is too?
Not so much. It doesn't take into account stuff aging off. It's more for what if I do something bad, vs. real life scenarios (getting a cc, mortgage, increasing lihave has some interestinganswered, but dropping sub prime cards for prime cards, getting frogs off, THAT is what I would like to see, and the other scores aren't quite real without those added in). BUT, it's $14.95 a month, not bad deal for real time alerts.