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NEED SOME HELP AND GUIDANCE

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combatveteran
New Contributor

Re: NEED SOME HELP AND GUIDANCE

and what did you do to get that big of a raise so fast?


Starting FICO 1/21/2014 EX 524 EQ 479 TU 492 USAA FAKO 1/21/2014 EX 541 EQ 554 TU 580:
Current FICO 1/21/2014 EX 524 EQ 479 TU 492 USAA FAKO 2/1/2014 EX 552 EQ 570 TU 552:
GOAL: 720


Take the myFICO Fitness Challenge

Gardening with USAA Secured Credit Cards MC @ 1500 and AMEX @ 1500 and soon Hopefully Navy FCU
Message 11 of 15
Shogun
Moderator Emeritus

Re: NEED SOME HELP AND GUIDANCE

I spent a considerable amount of money, and used my OCD powers for good.  Smiley Wink

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 12 of 15
combatveteran
New Contributor

Re: NEED SOME HELP AND GUIDANCE

yeah mine is capped by the boss at 500 a month right now so we dont over extend ourselves which is smart but frusterating because I want this done so we can get a house 


Starting FICO 1/21/2014 EX 524 EQ 479 TU 492 USAA FAKO 1/21/2014 EX 541 EQ 554 TU 580:
Current FICO 1/21/2014 EX 524 EQ 479 TU 492 USAA FAKO 2/1/2014 EX 552 EQ 570 TU 552:
GOAL: 720


Take the myFICO Fitness Challenge

Gardening with USAA Secured Credit Cards MC @ 1500 and AMEX @ 1500 and soon Hopefully Navy FCU
Message 13 of 15
Shogun
Moderator Emeritus

Re: NEED SOME HELP AND GUIDANCE

I spent around 40K playing catch up.  Luckily I have a decent job that afforded me the ability to do so.  If I could ever slow the DW from spending, I'd be doing even better.  lol

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 14 of 15
combatveteran
New Contributor

Re: NEED SOME HELP AND GUIDANCE

HAHA I am usually the spender a horrible side effect of the PTSD/Depression and boredom being a 27 Y/O retiree


Starting FICO 1/21/2014 EX 524 EQ 479 TU 492 USAA FAKO 1/21/2014 EX 541 EQ 554 TU 580:
Current FICO 1/21/2014 EX 524 EQ 479 TU 492 USAA FAKO 2/1/2014 EX 552 EQ 570 TU 552:
GOAL: 720


Take the myFICO Fitness Challenge

Gardening with USAA Secured Credit Cards MC @ 1500 and AMEX @ 1500 and soon Hopefully Navy FCU
Message 15 of 15
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