NavCheck Data Points, please share here!

[Anonymous]

I apologize if this post is a repeat, but I have not seen another like it. I am looking for some data points for NFCUs NavCheck (CLOC) approvals/denials. Here are my questions!

1. How long were you a member with NFCU when you applied?
2. Did you have any credit cards with them? If so what were their age and utilization at the time of your application?
3. What CRA did they pull from to evaluate you?
4. What was your score and credit profile on that CRA at the time of application?
5. If you had any baddies were they pair or unpaid, and how old?
6. Were you appproved of denied?
7. Did you apply for the full $15k limit and what limit were you given if approved?

[Anonymous]

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@Anonymous wrote:
I apologize if this post is a repeat, but I have not seen another like it. I am looking for some data points for NFCUs NavCheck (CLOC) approvals/denials. Here are my questions!

1. How long were you a member with NFCU when you applied?
2. Did you have any credit cards with them? If so what were their age and utilization at the time of your application?
3. What CRA did they pull from to evaluate you?
4. What was your score and credit profile on that CRA at the time of application?
5. If you had any baddies were they pair or unpaid, and how old?
6. Were you appproved of denied?
7. Did you apply for the full $15k limit and what limit were you given if approved?

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Seems like you would like to apply for the CLOC. Tell us about your scores and credit files.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
I apologize if this post is a repeat, but I have not seen another like it. I am looking for some data points for NFCUs NavCheck (CLOC) approvals/denials. Here are my questions!

1. How long were you a member with NFCU when you applied? Applied as soon as membership was approved.
2. Did you have any credit cards with them? If so what were their age and utilization at the time of your application? Go Rewards, applied same day as CLOC.
3. What CRA did they pull from to evaluate you? TU & EQ
4. What was your score and credit profile on that CRA at the time of application? EQ-728, TU 750
5. If you had any baddies were they pair or unpaid, and how old? No baddies
6. Were you appproved of denied? Instant approval
7. Did you apply for the full $15k limit and what limit were you given if approved? Asked for 15k and got 15k.

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