Need help in removing paid accounts

[Anonymous]

If I pay a dilinquent account and it's updated as paid...can I still have it removed by a credit repair...please respond ..I've been payn some accounts off n goin through credit repair at the same time

[llecs]

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@Anonymous wrote:
If I pay a dilinquent account and it's updated as paid...can I still have it removed by a credit repair...please respond ..I've been payn some accounts off n goin through credit repair at the same time

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Yes, after it's paid off completely then you can send a GW asking for deletion of potions of the acct (e.g. the lates) or even the entire account. Even if not paid off yet, you can always send a PFD letter offering to pay $x in exchange for a full deletion. You certainly would want to keep paying if you paying via an agreement or arrangement because not paying while awaiting their response to the PFD could result in any agreement being voided, but you can always ask while paying it.

ETA....OP, I split your post to form a new one here. I had to edit the title, but changed nothing else. If you'd like to change the title, click "Options" and then "Edit Message".

[RobertEG]

Any GW request that is supported by more than a plain-vanilla "I want it off" reason requires personal touch by the consumer that cannot be provided by a credit repair organization.

By the tiime you provide them with supporting rationale to include in their request, you could have sent it yourself, and thus provided a more personal touch.

Additionally, if the creditor has a negative view of the particular credit repair organization, it might enter into their feeling of good-will.

I would conduct my own, personal good-will request.