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Just because it is paid does not mean it will come off your CR. It can stay 7 - 7.5 years from the DoFD.
Since it is paid, send a GW letter to the one(s) reporting.
Never talk to a CA.
can you message me the email addy that you used? when I go to their website, under "contact us" it states that they are only able to communicate for regular mail or phone for collections. I'm trying to get a PFD out of them. TIA! .......
please, please pm me IC systems info. thanks