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OMG 100 point increase!!!!! I am going nuts.

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Anonymous
Not applicable

OMG 100 point increase!!!!! I am going nuts.

Ok I feel like I am dreaming. I really do. I wanted to buy or lease a car tomorrow. My credit was shot a year ago. Last week my scores were 640 EQ 630 TU 601 EX.

 

I recently paid a judgement and had it deleted and disputed with all 3. I also have ONE collection on my account that is not due to fall off till next dec.

 

Well today I log onto MYFICO and I was shocked. Just shocked. MY COLLECTION HAS DISAPPEARED OUT OF NOWHERE. MY JUDGEMENTS ARE OFF

 

My new scores.. are you ready for this....

 

EQ 733 TU 734 EX 741 !!!!!!! WOWWWWWW 

 

I have only 18 months credit history ( postive ) 

 

Maybe I can actually get a good deal on a car or lease one with a tier 1??

 

This is crazy and it happened at the perfect time. I do not know what to do with myself. My highest limit card right now is 1500 lol

 

 

Thank you so much myfico! 

Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: OMG 100 point increase!!!!! I am going nuts.

Celebration time!!!!!!!! congrats!!

Message 2 of 17
Anonymous
Not applicable

Re: OMG 100 point increase!!!!! I am going nuts.

Damn maybe I should apply for some cards too lol Sigh I am floored. 

Message 3 of 17
damnedanddetermined
Established Contributor

Re: OMG 100 point increase!!!!! I am going nuts.

Congrats!!!!!  Fico-martini for you!!

Message 4 of 17
kuku4koco
Frequent Contributor

Re: OMG 100 point increase!!!!! I am going nuts.

Congrats!!! Smiley Happy



EQ: 731 TU: 705 EX: 715

Cap1 QS: 9k USBank: 7k Amex BCE: 14.1k BoA: 8k Discover: 4.4k CareCredit: 12k *Various Store Cards: 18.7k
Message 5 of 17
Anonymous
Not applicable

Re: OMG 100 point increase!!!!! I am going nuts.

congrats. what do you mean by deleted AND disputed? did you pay for deleting or dispute and they could not prove? Thanks!

Message 6 of 17
credgirl
Regular Contributor

Re: OMG 100 point increase!!!!! I am going nuts.

Congrats!🎉
Message 7 of 17
Rebuilding69
Established Contributor

Re: OMG 100 point increase!!!!! I am going nuts.

Grats!


Message 8 of 17
Anonymous
Not applicable

Re: OMG 100 point increase!!!!! I am going nuts.

Fantastic!!! Great jon
Message 9 of 17
Anonymous
Not applicable

Re: OMG 100 point increase!!!!! I am going nuts.

In the state of NY, a paid judgement stays on the report 5 years instead of 7. It's been 6 years for me so I just paid it and uploaded my satisfaction of judgement and said to delete it. They did
Message 10 of 17
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