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I'm getting to the point of closing some of my old starter rebuilding cards, I canceled indigo and surge a year+ ago, and managed to get my capital one platinum upgraded to a quicksilver, using the link making 1.5% cashback and a NFCU cashrewards also making 1.5%. I still have an Ollo card that hasn't moved much available credit wise, and was interested in closing it... I was curious did anyone have any luck getting Ollo to upgrade to a rewards version w/o an AF when thinking about canceling?
I've heard that you can only have one ollo card, but you can call and ask.
Actually its helping you with the 3 cards needed to help scores along with an installment loan. Give it some more time. Once you get a better card down the road. Then think about closing it. Its doing more good than harm for now.
What did you decide to do? Were you able to upgrade?