Did the OC still own the debt at the time you paid the debt collector?
The relevance to a GW request is that if they sold the debt, their net loss was then fixed at the difference between the total debt and what they recoupted after the tax writeoff and the sale of the debt to the debt collector at a substantial discount. Upon payment to the debt collector, they did not receive an additional penny.
Howevr, if they still owned the debt, they would recoup more, and thus might be more receptive to a GW deletion. If they owned the debt, it is something I would emphasize in a GW... the fact that your payment of the debt was ultimately to them.
