TU has completed my dispute, EQ says they will be complete by tomorrow (based on 30 days) but Exp has 4/23 listed as the expected completion date. I thought they were only allowed to take 30 days unless I provided additional documentation, and then they could tack on the extra 15? I didn't provide Experian with anything additional yet they are planning on taking the entire 45. Is there anything I can do about this?
My free report, but I didn't see anywhere in the FCRA that they get an extra 15 days just because I didn't pay for the report. It said they get an extra 15 days if I supplied additional documentation, which I didn't