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Good afternoon everyone,
I sent a PFD letter to a Collection Agency, after about a week they receive the letter, the collection was removed from my credit report, acording to Credit Karma. I have not received any responce from the collection agency, and now i'm wondering what do I need to do next?
Fico8 06/2016
EQ: 614 TU: 620 EX: 639
It is contrary to their credit reporting agreements with the CRAs to delete based on payment of the debt.
Thus, not formally responding may be viewed as a way of side-stepping their agreement not to PFD.
donny10, no, I just sent the letter, no money at all
donny10, the CA is Convergent Outsourcing
@Anonymous wrote:donny10, the CA is Convergent Outsourcing
Tough spot. Not sure what advice I would give you....
If it were me, being Mr. Brave and always LOVE a good challenge would call them and discuss the issue...
I would not admit to owing anything, but willing to either PFD or PAY not to report anymore.
The question is why have they deleted. It could re-appear at anytime.
They may have deleted hoping you will call and settle not to re-report.
Who knows, but it will drive you crazy (I know the feeling).
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |









