PFD Success

[Anonymous]

Hi All,

I did a PFD on an account I had a Florida Hospital - They received the money order yesterday and it should be deleted by next Monday.

MyFico Equifax credit score is currently 585 with one other collection for $185 that I can't get a PFD for but is from 2009,

Does anyone have any idea how many points my credit score will go up after this is deleted?

Thanks!

Johnny Credit

Status as of Date opened [?] Date of last activity [?] Largest past balance [?] Account Type [?] Industry

Sep, 2011

May, 2008

Dec, 2008

$500

Open Account

Hospitals

Descriptions [?]

• Medical
• Consumer disputes after resolution

No contact information provided by Equifax

Balance [?] Current Status [?] Past Due Amount [?]

$500	120+ days past due	$500

Seven year payment history [?] 30 days late 60 days late 90+ days late

0 times

0 times

2 times (Aug 2011, Jul 2011)

Recent payment history [?] 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 2009 2010 2011

Legend:	Currently paid as agreed
	120 days late

Worst Delinquency [?]

120+ days past due

The Worst Delinquency reports the worst missed payment status that has been documented on this account. Your FICO® score evaluates how recently that missed payment occurred and in general, the more recent, the more impact it has on your score. However, the fact that it occurred is still predictive of future payment risk and could be considered by your FICO® score.

[GoodCredBen]

You should see a bump, even if it is a little one. there are alot of factors that go into scores.... i have seen people with 3 negs with CA's on their account and be in the 700's ... i dont understand it lol 

[Anonymous]

Benjamin, thanks for the input

[GoodCredBen]

No problem! Glad i could help!  

[sandieleslie]

Hi Johnny,

Me again, just seeking some info on Florida Hospital.

[romyjoey3]

Can you please let me know your contact at Florida hospital?!?

[Anonymous]

Can you tell me who you contacted? I paid my bill last year but cannot get them to delete it. I have called and sent a letter. Any tips? I paid it in full and would love to get it deleted.