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PFD accepted then ReInserted..please help

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kay82
Regular Contributor

PFD accepted then ReInserted..please help

 Hey all, I have a little problem and any advice would be greatly appreciated....

 

 Palisades collections accepted a PFD and faxed me a deletion letter, they immediately removed the collection from all 3 reports. I have a copy of the deletion letter and the money order that they were sent. Upon checking DH's credit today I noticed Palisades popped back up on his credit report as a new collection with a 0 balance.

 

Can they do this?? I called Experian and tried to explain the situation, unfortunately the CSR was quite rude and unknowledgeable and told me my only option was to file a dispute, now knowing how CA operate I told her the only thing the CA would probably do is verify the info. getting me absolutely nowhere when I asked to speak to a supervisor she transferred me to a general delivery mailbox. Smiley Mad

 

What are my options at this point, correct me if Im wrong but I thought I read somewhere that I could send the CB'S the copy of the deletion letter and they would delete it ????? Did I miss something

 

Somebody please help ?? Thanks in advance !! 

12-08 TU 654 EQ 630 EX 628

12-08 TU 640 new accounts

1-31-09 EQ 644 15% util !!!
2-10-09 EX 663 15% util !!!
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llecs
Moderator Emeritus

Re: PFD accepted then ReInserted..please help

Right. You can send a copy of that letter, but it would mean a dispute. I'd mail the CA CMRRR or fax and kindly remind them of your agreement.
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