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PFD wait time

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Anonymous
Not applicable

PFD wait time

So I negotiated 3 PFDs and it has now been over a month since I paid them. Well long story short is, none of them is off of my credit reports. Should I contact the CA or the CB?
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: PFD wait time

Whatever you do DON'T dispute with the CRA or even contact them.  Contact the CA person who agreed to the PFD and see what's up.

Message 2 of 7
GoodCredBen
Valued Contributor

Re: PFD wait time

Send a quick reminder to the CA, give them a call or an email and simply send them a friendly contact saying something like hey, you guys agreed to delete, wanted to make sure that is still good to go.......

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 3 of 7
Anonymous
Not applicable

Re: PFD wait time

Ok sounds good.
Message 4 of 7
Anonymous
Not applicable

Re: PFD wait time

Well i called all of them and they told me that they have done all that they can do, that its in the big three's hands.
Message 5 of 7
GoodCredBen
Valued Contributor

Re: PFD wait time

okay, all you wanted to do is simply make sure they did their part by sending it, it could take some time for the CRA to delete them.

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 6 of 7
casmith1980
Established Contributor

Re: PFD wait time

It can take some time due to the fact that each creditor reports to the CRA at different times. Hang in there ... You'll be seeing positive results soon Smiley Wink
Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Message 7 of 7
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